Wang block chain is a new impetus for insurance innovation adobe gamma

The king and the block chain is a new impetus to the insurance innovation Sina Finance opinion leaders column (WeChat public kopleader) columnist   Wang blockchain and in the application process, the insurance is a typical "Scene", therefore, we have reason to believe: the blockchain will become a new driving force for innovation of insurance, it is not just to bring more new technology, based on the "bottom change" business model innovation and iteration. Block chain, to the front from behind, from a strange term to the contemporary society ", with the term" temporary "little is known of the profound truth". Although most people are still "parroting", but I believe that one day it will "see light suddenly. But may wish to believe this sentence: block chain on human society, far more than you know. In the application process of the blockchain, insurance is a typical "Scene", therefore, we have reason to believe: the blockchain will become a new driving force for innovation of insurance, it is not just to bring more new technology, based on the "bottom change" business model innovation and iteration. The reason is that the block chain is a typical scene of the insurance application, because the chain and the chain have genetic similarity. From the fundamental point of view, the common tasks of block chain and insurance are: the collection and coordination of individuals. The solution of block chain is "consensus mechanism", which is based on this mechanism to realize the real and rigid "democracy", and then provide the possibility of self-organization and autonomy. From the logic point of view, the block chain provides the path to realize the evolution from the information network to the value network, and the logic of insurance is the interaction based on the value network. Block chain provides a from the "pool" to "point" and the return of evolution may promote the insurance and finance, in the condition of network consensus, from the traditional "realistic pool" to "point" based on the distributed structure of the "virtual pool" evolved from the evolution of the system to achieve more to more technical platform the platform. Trust is the foundation of insurance. Block chain gives trust, especially the interpretation and implementation of trust, with a new perspective. Autonomy is the highest level of efficiency, block chain gives autonomy to a new environment. Transparency is the economy, especially the problems and constraints of contract activities. 2016 Nobel prize in economics, from a side to verify this point. It is possible that "smart contracts" make it possible that "code is law"! From a practical point of view, the importance of the block chain is an important reason: it may become a financial innovation to solve the last mile weapon. There are three prominent and fundamental issues in insurance innovation: trust, security and privacy. In the existing technical conditions, it is difficult to break, can not support innovation. Provides a way to block chain another way to solve the three problem, not only is the methodology, more value. "Distributed" has gradually become the trend of the times, it is not only reflected in the information technology level, is not only a physical concept. Behind the concept of "distributed" is the progress of technology and idea. First, the technology of the "exponential" progress as "distributed"相关的主题文章: